Insurance That Puts Your Interests First. Always.
Independent insurance agency in Oak Brook, IL since 1991. Unparalleled service and competitive quotes for auto, home, business, life, and health insurance across Illinois, Wisconsin, and Indiana.
Practice Areas
Independent agency representing multiple carriers to find you the best coverage at the lowest rate.
Business Insurance
Customized commercial coverage for startups to multi-location operations. General liability, property, workers comp, and professional liability.
businessHome & Auto Insurance
Protect your biggest assets with the right coverage at the right price. We shop multiple carriers so you don't have to.
Life & Health Insurance
Protect your family's future and your health. We help determine the right type and amount of coverage for your situation.
Workers' Compensation
Protect your employees and your business with competitive workers' comp coverage from multiple carriers.
35+
Years in Business
3
States Covered
Your Insurance Advocate Since 1991
Kevin Dougherty, Principal
Founded KSD in 1991 with the belief that insurance should be a social service, not a sales operation. Same representative for 35+ years.
Marcella Grunert, Broker
Co-founder and insurance broker. Dedicated to finding the right coverage for every client with honesty and integrity.
Trusted Choice Certified
Certified member of the Trusted Choice network — independent agents committed to putting policyholders first.
Why Clients Stay for 30+ Years
Same representatives, same integrity, same commitment — since day one.
"Kevin has handled our business insurance for over 20 years. He always finds us better coverage at lower rates than the big national agencies."
Business Owner
Oak Brook, IL
"When we had a claim, KSD handled everything. They advocated for us with the carrier and got us a fair settlement fast."
Homeowner
Elmhurst, IL
"I've been with KSD since the 90s. Same people, same integrity. You always talk to Kevin or Marcella — never a call center."
Long-Time Client
Downers Grove, IL
Book Your Free Consultation
Pick a time that works. We'll call you to discuss your needs.
Or call us directly at (630) 575-0800
You deserve insurance that works for you.
Get a free, no-obligation quote. We'll compare carriers and find you the best coverage at the best price.